Trade & contractor funding

Working capital.
Easier to start than wait.

Funding for Southwest crews, kitchens, shops, and fleets that already ship work. Apply online — we match a structure to the deposits and draw timing you already have.

Soft inquiry to start · Free to apply · Review request, not an offer of credit

Southwest contractor offering a handshake on a mesa jobsite at golden hour
  • 6+ months in business
  • $15k monthly revenue
  • Soft inquiry to start

A clear starting frame — not a trophy wall.

6+ Months in business
$15k Monthly revenue floor
500+ Credit neighborhood
Soft Inquiry to start

Everything you need
to keep the yard funded.

Lines, term notes, and equipment paths — one application, deposit-led review, written terms before anyone signs.

Materials and crews staged on a warm Southwest canyon jobsite

Revolving capacity

Lines of credit that flex with the draw.

When deposits and job timing do not line up, a revolving facility can bridge the gap — without locking every dollar into a single payoff clock.

  • Draw when materials or labor hit before the invoice pays
  • Repay as deposits land — structure matched to your cycle
  • Reviewed against recent statements, not a pitch deck
Explore lines of credit
Terracotta open kitchen plating dishes with a red-rock mesa view

Defined clock

Short-term loans for a clear use.

A defined amount on a defined schedule — inventory, payroll, or a push through a quiet week — when revolving capacity is not the right tool.

  • Sized to a use you can name up front
  • Terms written before a signature
  • Soft inquiry to start the review
Explore short-term loans
Yellow skid-steer hauling sandstone blocks against canyon cliffs

Asset-backed

Equipment financing when the asset is the plan.

Trucks, line gear, shop tools — when the purchase itself is the underwrite, we look at the vendor invoice and the cash cycle around it.

  • Finance the asset that keeps crews productive
  • Vendor invoices help the file move
  • One application can still surface other structures
Explore equipment financing

Financing from one application.

Apply once. We outline a line, a term note, or another structure your deposits can service — or we say no.

Southwest shop floor ready for the next draw

Lines of credit

Ongoing access to working capital when draws and deposits do not line up. Revolving capacity matched to how the yard actually runs.

  • Flexible draws against approved capacity
  • Deposit-led underwriting
Materials staged at a trade dock for a timed push

Term loans

A defined amount on a defined clock — short- or longer-term — when the use should be paid down on a schedule, not revolved.

  • Short-term and long-term paths
  • Written cost and schedule before signing

Also available: invoice factoring, merchant advances, SBA paths. See all products →

Built for operators who already run.

The deposit pattern is the underwrite — kitchens, crews, clinics, shops, and fleets.

Fund with confidence.

Clear process. Honest disclosures. No invented awards wall.

Soft inquiry to start

The initial application is designed not to pull a hard credit inquiry. If a later product requires one, that is disclosed before it happens.

Marketplace, not a bank

Canyon Grove Capital is a financing marketplace. Some facilities are issued by third-party sources. We say so before you sign.

A real review

We read deposits, existing debits, and job timing. Permission to decline — we would rather say no than force a bad fit.

How it works

Three steps. No same-day guarantees.

  1. 01

    Apply online

    Entity, amount, and use of funds. Soft inquiry to start.

  2. 02

    We review

    Recent bank statements and existing obligations decide whether a structure fits — and which one.

  3. 03

    Get funded

    Terms in writing first. Timing depends on the product.

Submit a loan application

Name, business, amount, and use of funds. Soft inquiry to start.

Canyon Grove Capital is a financing marketplace, not a bank. Submitting does not pull a hard credit inquiry. No invented phone, awards, or AUM on this site.

Get started.

See how much you qualify for. Soft inquiry to start. No obligation to accept a facility.

Apply for funding